college

Financial Aid

Welcome to Central Arizona College Financial Aid

CAC Priority Deadline, complete your financial aid file by July 1!

Although financial aid processing is ongoing throughout the year, This Financial Aid Timeline is a recommended timeline in order for your financial aid to be completed prior to the first purge date.

The federal government places primary responsibility of educational costs on the student and the student’s family. The student and the student’s family are expected to contribute financially toward the student’s cost of attendance (COA). The expected family contribution (EFC) is based on the family’s income and assets, and it is not uncommon for an expected family contribution to be zero. Costs in excess of the expected contribution are considered financial need. COA-EFC=Need.

As the cost of education continues to rise, decisions on how students and parents will pay for college become very important. Sources of assistance, such as Federal Financial Aid or scholarships, can help cover some of these expenses. Students and parents should begin determining how they will meet outstanding educational costs with family resources such as earnings, savings etc. You may use the Net Price Calculator/Estimator to get an approximate amount of your educational cost here at Central Arizona College. The cost of attendance is based on residency, housing and enrollment status.  Below are the estimated full-time Cost of Attendance figures for 2019-2020, which contain both institutional and estimated living expenses.

Cost of Attendance Comparison ChartArizona Resident Living On or Off CampusArizona Resident Living with ParentOut of State Resident Living On or Off CampusWUE Resident Living On or Off Campus
Books$1,600$1600
$1600$1600
Miscellaneous$800
$800$800$800
Room & Board$7764
$1864$7764$7764
Transportation$2000$2000$2000$2000
Tuition$2580$2580$4128
$3096
Total$14,744
$8,844$16,292$15,260

Federal Financial Aid Information:

Grants

  • ·Federal Pell Grant
  • ·Federal Supplemental Educational Opportunity Grant (SEOG)**
  • ·Leveraging Educational Assistance Partnership Grant (SSIG)**

** Awarding for SEOG/SSIG is based on FAFSA completion date and enrollment, “0” EFC students are awarded
prior to higer EFC’s.

Work-Study

  • ·Federal Work-Study

Loans

  • ·Federal Direct Stafford Loan
  • ·Federal Direct PLUS Loan
  • ·*Students with an EFC of 5577 or greater

* Students with an EFC of 5577 or greater. Your eligibility is limited to federal direct student loans. If interested, please initiate the process by visiting Federal Direct Loan Programs.

Federal Student Aid Information
The Student Guide is available through the Federal Student Aid Information Center.

For more information on Federal financial aid programs, visit Student Aid on the Web, U.S. Department of Education, or visit FinAid, The Smart Student Guide to Financial Aid. You may also contact the Federal Student Aid Information Center at 1-800-4-FED-AID (1-800-433-3243), TCC Number 1-800-730-8913.

The first step in applying for federal financial aid is completing the Free Application for Federal Student Aid (FAFSA). Be sure your application is complete and accurate. Incomplete or incorrect information may delay your application and your financial aid. Students and Parents can use the IRS data retrieval tool to ensure accuracy when completing the FAFSA. The IRS data retrieval tool allows students and parents to import the IRS income information directly to the FAFSA application. The Central Arizona College Title IV School Code is 007283. Students must apply each academic year.

After filing your FAFSA a Student Aid Report (SAR) will be made available for you to review for accuracy and retain for your records. The SAR contains the EFC figure. We will send you an e-mail as receipt acknowledgement indicating successful download of your FAFSA data and will inform you to check you online student account for additional information.

Some applications will be selected for a federally required verification process. You and your family may be required to present copies of the IRS tax transcript and/or other financial documents in order for the financial aid office to verify for accuracy and complete packaging. After receiving your verification documentation the process can take up to 2 weeks. If additional information is required we will contact you via phone, email and mail. If updates/corrections are made they are transmitted to CPS for processing. Upon receipt of corrections, processor ensures verification is complete. Upon completion of your financial aid file we will determine your cost of attendance and package your Federal Pell grant award. Campus based grants will be awarded accordingly based on FAFSA completion date. Federal Loans are packaged with a borrower initiated process beginning on the Federal Direct Loan Programs page. All federal grant awards are packaged anticipating full time enrollment and will be pro rated accordingly after the drop/add period each semester.

After the financial aid office completes the packaging award information is provided via student portal which gives you the types and amounts of aid you qualified for. The award terms, conditions, requirements and messages are also available.

To be eligible for federal financial aid, the student must:

  • ·have financial need, (except for some loan programs)
  • ·have a high school diploma, General Education Development (GED) Certificate
  • ·be admitted as a “regular” student according to the admission requirements listed in the college catalog
  • ·be a U.S. citizen or eligible non-citizen
  • ·have a valid Social Security number
  • ·file your income tax return with the IRS, if required
  • ·maintain satisfactory academic progress
  • ·sign a statement of educational purpose and a certification of statement on overpayment and default (on the Free Application for Federal Student Aid, FAFSA)
  • ·register with the Selective Service, if required

The Federal regulations require that financial aid students maintain Satisfactory Academic Progress (SAP) toward an eligible degree or certificate program.  This policy applies to student applying for Title IV financial aid, including: Federal Pell Grant, Federal Supplemental Educational Opportunity Grant (FSEOG), Federal Work-Study (FWS), Arizona Leveraging Educational Assistance Program (AzLEAP), and Federal Direct Stafford Loans (Stafford Subsidized, Stafford Unsubsidized, and Parent PLUS).

SAP is reviewed at the end of each semester to determine financial aid eligibility for the upcoming semester.  SAP is evaluated on students’ previous enrollment, regardless of whether or not they received financial aid.  A student’s entire academic history at CAC is considered when evaluating SAP standing even when financial aid was not received.  Even if students have never received federal financial aid, they may be placed on probation or suspension based on low cumulative GPA and/or exceeding the 150% rule and/or a low credit completion rate during their most recent semester at CAC.

If a student is not making satisfactory progress, the student may appeal that decision based on mitigating circumstances.  Procedures and forms for the appeal process and reinstatement of federal financial aid are available through the Financial Aid Office.

The Satisfactory Academic Progress Policy is also available to students in the college catalog.

If a student’s status is unsatisfactory due to a complete withdraw, the financial aid office will perform a Return to Title IV Calculation (R2T4) for that semester to determine the amount of aid that may need to be returned and if the student has a grant overpayment the student will be notified by mail. The student may pay the grant overpayment directly to the school if during the same academic year, at the end of the academic year any uncollected overpayments will be turned over to the Department of Education for collections.

Please review loan deadlines below, all requests received after the deadlines will be considered for the upcoming semester.

The Direct Loan Program offers the following types of loans:

Direct Subsidized Loans:

  • ·For students with financial need.
  • ·You must be enrolled at least half time.
  • ·No interest is charged while you are in school at least half time, during your grace period, and during deferment periods.
  • ·You do not have to make payments while you are attending school at least half time and during your grace period.
  • ·You will receive a six month grace period after you drop below half time.
  • ·Subsidized Usage Limit Applies (SULA)-As of July 1,2013, a first-time borrower is subject to additional provisions authorized under the Moving Ahead for Progress in the 21st Century Act (MAP-21). SULA eligibility for a Direct Subsidized Loan cannot go beyond 150% of the length of the program the borrower is enrolled in. Exceeding the 150% limit will cause the borrower to lose Direct Subsidized Loan eligibility and loss of subsidy on previously borrowed subsidized loans.

Direct Unsubsidized Loans:

  • ·Not based on financial need.
  • ·You must be enrolled at least half time.
  • ·Interest is charged during all periods.
  • ·You do not have to make payments while you are attending school at least half time and during your grace period, but interest will continue to be charged.
  • ·You will receive a six month grace period after you drop below half time.

Direct PLUS Loans:

  • ·Unsubsidized loans for graduate or professional students (and for parents of dependent undergraduate students).
  • ·You must be enrolled at least half time.
  • ·You can borrow up to the school’s cost of attendance, less all other financial assistance you receive.
  • ·Interest is charged during all periods.
  • ·Direct PLUS Loans do not have a grace period. The repayment begins as soon as the loan is fully disbursed, but you may defer repayment while you are enrolled at least half time and for an additional six months after you drop below half time.
  • ·To qualify for a Direct PLUS Loan, you must not have an adverse credit history. A credit check will be conducted.
  • ·If you have an adverse credit history, you may still qualify for a Direct PLUS Loan if you obtain an endorser who does not have an adverse credit history, or if you document to our satisfaction that there are extenuating circumstances related to your adverse credit history. (An endorser is someone who agrees to repay a Direct PLUS Loan if you do not repay the loan.
  • ·Parents of dependent students who want to borrow should contact the Financial Aid Office to apply for a PLUS loan.

Students may borrow up to the amounts listed on the Federal Direct Loan Request Form but cannot exceed their Cost of Attendance (COA). You will be required to complete a Master Promissory Note (MPN). All loans will have multiple disbursements, normally 2 per semester. See your loan disclosure statement for dates. A fee will be deducted equally from each disbursement of your loan. Follow the steps below to complete the Federal Direct Stafford Loan process. Failure to follow steps in order may delay processing of the loan. If you have any questions, please contact our office. Borrowers must submit request form prior to October 9th  for Fall loans and March 12th  for Spring loans and June 11th for Summer loans.

Step 1:  Complete Online Entrance Counseling. As a student loan borrower, you must complete Entrance Counseling so you can be completely informed before borrowing a loan. You must sign in using your FSAID. All borrowers under the Federal Direct Loan Program are required to complete online Entrance Counseling before receiving their loan. Counseling must be completed prior to submitting the Federal Direct Loan Request Form.

About the Quiz

  • ·Each Counseling Session page will provide you with information about Federal Direct Loans. There will be a quiz at the end of each section. You must complete each section and answer all the questions in order to select the “Continue” button and view the next page.
  • ·Each Counseling Session page will contain right links on the right hand side to indicate the current counseling page. You may select one of the links in order to go to that page. Only completed pages will be accessible via the right navigation links.
  • ·Your answers to the quiz will be saved if you choose to navigate to other screens. If you do not complete the counseling prior to logging out of the Direct Loan web site, your answers will not be saved, and you will have to begin a new counseling session from Step 1.
  • ·Once you have completed the Counseling Session and quiz you will be taken to the Completion Verification page, which will display your information, the date you completed the counseling session and the type of counseling you have completed based on the type of student you told us you are. You may print a copy of the verification page for your records. The school(s) you choose will be informed electronically when you complete your counseling.
  • ·There is a loan calculator that you can use to determine what you should borrow (for all the years you are in school). Also, based on what you have already borrowed and what you expect to borrow, you can get an idea of how much you should earn in order to repay your loans. Entrance Counseling is required each year you request a Federal Stafford Loan.

Step 2:  Complete Online Master Promissory Note (MPN).  To sign the MPN electronically, you will need to use your FSAID. If you don’t have one or you forgot FSAID, you may go to www.fsaid.ed.gov. MPN must be completed prior to submitting Federal Direct Loan Request Form. Your rights and responsibilities as a borrower are further explained on your MPN.

Step 3:  Complete the Federal Direct Loan Request Form and return it to the Financial Aid Office at Central Arizona College.

Exit Loan Counseling

After you have taken a federal student loan, you will need to prepare to repay it. Exit Counseling will provide you with the important information you will need. This process will take 20-30 minutes to complete and you will be able to do so by visiting: www.studentloans.gov, logging in and Completing Exit Counseling. You are required to do this when you graduate, leave school or reduce your course load to below half-time status (less than 6 hours). You will need your FSA ID as well as names, addresses, email addresses and phone numbers for your next of kin, two references who live in the US and your future employer (if known). You will review and sign your Borrower’s Rights and Responsibilities and be reminded of all of the terms and conditions of your loans. More specific information regarding Exit Counseling may be found at www.studentloans.gov.

Upon Graduation and/or leaving CAC student borrowers want to make sure and complete online exit counseling to ensure successful repayment of your Federal Direct Loans.

Central Arizona College has partnered with BankMobile, a financial service company focused on helping students like you get the most out of your money.

The most common type of money students receive from BankMobile are left over funds from disbursed financial aid awards, loans or grants after tuition and/or other expenses have been paid. The term used for these left over funds are called a “Stipend.” Students who receive these stipend’s usually use the additional monetary support to assist  them with their educational related expenses. Other types of stipends may include reimbursement for tuition over payment or a dropped class.

Delivery of stipend is a multi-step process. Generally, financial aid awards are disbursed to the student’s billing ledger.  If the financial aid awards are in excess of institutional charges it will result in a credit balance in the student’s billing ledger (stipend). Our CAC Student Accounts Office will then verify and send stipend information to BankMobile. (This often happens in groups or batches based on their bandwidth, capabilities, timelines etc.) Once BankMobile receives your specific information a refund will be produced and deposited to the delivery method you have chosen.

To choose your delivery method visit BankMobile online at www.refundselection.com.

Scholarship Information:

Central Arizona College offers a variety of scholarship programs to recognize students for their academic performance as well as for participation in athletics and other activities.

A student may receive one or more of the following types of scholarships not to exceed the cost of tuition, registration and processing fees for a resident student. To receive a scholarship the student must meet the following conditions:

  • ·Must complete the Free Application for Federal Student Aid.
  • ·Must be pursuing a degree or certificate.
  • ·Must be enrolled in an on-campus program.
  • ·New students are first priority.
  • ·Be a U.S. citizen or eligible non-citizen if applicable.
  • ·All scholarships must be coordinated with Federal financial aid, and the total of all awards may not exceed need.

Scholarships Available

CAC Academic Scholarship

  • ·Target: Students who graduate in the top 10% of their high school graduating class at participating high schools.
  • ·Enrollment Requirements: Must enroll in a minimum of 12 credit hours in the semester immediately following high school graduation.
  • ·Renewal Requirements: Must complete/earn a minimum of 9 credit hours each semester, must earn and maintain a 3.0 cumulative grade point average, enrollment must be continuous, and limited to four consecutive semesters.
  • ·Value: The amount equivalent to in-state tuition up to 12 credit hours.

CAC Incentive Scholarship

  • ·Target: Primarily first generation college, first time recent high school.
  • ·Enrollment Requirements: Must enroll in a minimum of 6 credit hours per semester.
  • ·Renewal Requirements: Must complete application form each year, must complete a minimum of 6 credit hours each semester, must earn and maintain a 2.5 cumulative grade point average, enrollment must be continuous and limited to four consecutive semesters.
  • ·Value: The amount covers a portion of in-state tuition and is based on financial need. The amount is prorated for enrollment less than full-time.

Non-Traditional Student Scholarship

  • ·Target: Primarily reentry students 23 years of age or older.
  • ·Enrollment Requirements: Must enroll in a minimum of 6 credit hour per semester.
  • ·Renewal Requirements: Must complete application form each year, must complete a minimum of 6 credit hours each semester, must earn and maintain a 2.5 cumulative grade point average. Enrollment must be continuous and limited to four consecutive semesters.
  • ·Value: The amount covers a portion of in-state tuition and is based on financial need. The amount is prorated for enrollment less than full-time.

GED 1-Semester Scholarship

  • ·Target: Students who pass the GED examination taken through the Central Arizona College GED testing program.
  • ·Enrollment Requirements: Must enroll in a minimum of 1 credit hour with a maximum of 12 credit hours in the semester immediately following notification from Central of scholarship eligibility.
  • ·Renewal Requirements: This scholarship is non-renewable.
  • ·Value: The amount equivalent to in-state tuition up to 12 credit hours.

Honors Scholarship

  • ·Target: New and returning students who participate in Honors Program.
  • ·Enrollment Requirements: Must enroll in a minimum of 12 credit hours per semester. Must meet program specific requirements.
  • ·Renewal Requirements: Must complete application form each year. Must complete a minimum of 12 credit hours each semester. Must earn and maintain a 3.5 cumulative grade point average. Limited to four semesters. Must meet program specific requirements.
  • ·Value: Maximum amount is $1,500 per year.

Athletic Scholarship (Signal Peak)

  • ·Target: Students participating in intercollegiate athletics at Central Arizona College.
  • ·Enrollment Requirements: Must meet NJCAA requirements.
  • ·Renewal Requirements: Must meet NJCAA requirements and contingent upon coach’s recommendation.
  • ·Value: Amount varies by athletic program and student athlete.

Activity Scholarship

  • ·Target: Students must participate in certain activities at Central Arizona College.
  • ·Enrollment Requirements: Must enroll in a minimum of 6 credit hours each semester. Must meet program specific requirements. Must complete or perform in the name of the College.
  • ·Renewal Requirements: Must meet program specific requirements. Students must maintain a 2.5 cumulative grade point average. Must apply each year.
  • ·Value: Amount varies by activity and campus.

Performing Arts Scholarship (Signal Peak)

  • ·Target: Students participating in band, drama, or choir at Central Arizona College.
  • ·Enrollment Requirements: Must enroll in a minimum of 6 credit hours each semester. Must meet program specific requirements. Must compete or perform in the name of the College. Audition requirement.
  • ·Renewal Requirements: Must meet program specific requirements. Students must maintain a 2.5 cumulative grade point average.
  • ·Value: Amount varies by activity. The award value is at the discretion of the Coordinator of the appropriate program.

Student Employment

Central Arizona College offers students the opportunity to work on campus to earn money to meet educational costs. Students are paid minimum wage and may work up to 20 hours per week if enrolled as a full-time student. For more information, contact the Coordinator of Student Employment at 520-494-5424.

How to Apply for Institutional Scholarship Programs

The Financial Aid Office has information and applications for institutional scholarship programs as well as other non-institutional programs. Students interested should visit one of the Central Arizona College campuses or e-mail the Financial Aid Office at finaid@centralaz.edu . To apply students must complete an online CAC Scholarship application  and comply with all requirements.

Foundation Scholarships

The Central Arizona College (CAC) Foundation serves and supports the college as a two-year institution of higher education with the primary role of providing student scholarships. The Foundation receives donations from individuals, organizations, corporations and foundations to fund these scholarships. The purpose of Central Arizona College Foundation scholarships is to assist students enrolled at Central Arizona College in achieving their educational goals.

How to Apply for Foundation Scholarships
The Financial Aid Office provides the application for Foundation scholarships. Email our office at finaid@centralaz.edu if you have any questions.

To apply online students must complete the CAC Scholarship application and comply with all requirements.

To receive a Central Arizona College Foundation scholarship students must meet the following minimum qualifications:

  • ·Must complete the Free Application for Federal Student Aid (FAFSA)
  • ·Must be pursuing a degree or certificate
  • ·Enroll in a minimum of 6 credits per semester
  • ·Earn and maintain a cumulative 2.5 grade point average
  • ·Coordinate with Federal Financial Aid (The total of all awards may not exceed the student’s need as determined by the Financial Aid Office)
  • ·Meet all other specific criteria as identified by each Foundation scholarship

Eligible Promise for the Future Students 

Fire Chiefs Association of Pinal County

  • ·Must be an eligible Promise for the Future student
  • ·Endowment Scholarship for expenses and fees not related to tuition costs
  • ·Must be enrolled in a program of study in fire science
  • ·Must be a graduate of a Pinal County high school
  • ·Preference to residents of Pinal County

The Sergeant Tate Lynch Promise for the Future Scholarship Endowment

  • ·Must be an eligible Promise for the Future student.
  • ·Must be pursuing a degree or certificate in public safety, emergency services or criminal justice

Pinal County University Foundation Scholarship

  • ·Awards are given to a first year and a second year Promise students

Agriculture-Agriculture Sciences

Guy Gilbert Scholarship

  • ·Must be a graduating Casa Grande Union High School student
  • ·Must have participated in the agriculture program at CGUHS

Arthur and Mary Faul Scholarship

  • ·Program of study in agricultural sciences

Paul Pearce Memorial Scholarship

  • ·Must be a resident of Arizona who is pursuing a degree or certificate in agriculture or agricultural sciences
  • ·Must demonstrate leadership, community service
  • ·Additional consideration given to applicants with 2 years of 4H or Future Farmers of America


Behavioral Health Sciences

The Michael J. Cepello Memorial Scholarship

  • ·Must be pursuing a degree or certificate in behavioral health services
  • ·Preference to Pinal County residents


Business

Darlene Unger Memorial Scholarship

  • ·Must be enrolled in the business program


Criminal Justice

Judge Robert R. Bean Memorial Scholarship

  • ·Must be Pinal County high school graduate
  • ·Must be enrolled in the criminal justice or legal studies


Communication

Donovan Kramer Scholarship

  • ·Must be a Communications student


Coolidge or Florence High School Graduate

Emma Boswell Memorial Scholarship

  • ·Must be a Coolidge High School graduate

Dale and Lee Gibson Scholarship

  • ·Must be a Florence Union High School graduate
  • ·Must be pursuing a degree or certificate

Richard J. and A. Myrtle Jones Memorial Scholarship

  • ·Must be a graduate of Coolidge or Florence high schools
  • ·Preference to a Coolidge graduate
  • ·Must demonstrate financial need


Creative Arts, Visual Arts

Thomas Cole Art Scholarship

  • ·Must be enrolled in a visual arts program
  • ·Must provide sample of artistic talent or potential
  • ·Must have a civic commitment
  • ·Must demonstrate financial need

C.A. & Nelle H. Pope Scholarship

  • ·Must be pursuing a degree in the creative arts or culinary arts programs

Sodexo Culinary Scholarship

  • ·Must be enrolled in either the Hotel Restaurants and Management or the Culinary Arts Programs


General

The George W. Fridell Scholarship

  • ·Student should exhibit financial need
  • ·Essay should document financial need and education/career goals

Barnes and Noble Book Scholarship


Music

James Lee Music Scholarship

  • ·Must be enrolled in music courses


Non-Traditional Student

Great Women of CAC/Pinal County

  • ·Must be a Pinal County resident
  • ·Preference to a new, continuing or re-entry student
  • ·May have endured/overcome hardships
  • ·Participated in community service
  • ·Must demonstrate leadership qualities
  • ·Must demonstrate financial need


Nursing, Health Services, Pre-Med

Zelda (Chris) Ferryman Scholarship

  • ·Program of study in Nursing

JoAnn Harter Memorial Scholarship for Nursing

  • ·Must be a second year Nursing student
  • ·Must maintain a minimum 3.0 cumulative GPA

N.E. “Pete” & Josephine King Scholarship

  • ·Must be enrolled a health careers program

Lynn S. Long Memorial Scholarship

  • ·Must be a nursing student enrolled in a minimum of 6 credits per semester
  • ·Must earn a 3.5 GPA on courses required for the nursing AAS degree.

Tepi Maddock Scholarship

  • ·Must be female students
  • ·Program of study in Physical Education, Nursing or Pre-Med

Roberta Phillips Scholarship

  • ·Must be enrolled in the Nursing program
  • ·Must have and maintain a minimum 3.0 cumulative GPA


Rodeo

Coolidge Mounted Sheriff’s Posse Scholarship

  • ·Preference to direct descendants of Sheriff Posse members pursuing any certificate or degree program
  • ·High school graduates participating in the CAC Rodeo program and pursuing a two-year certificate or degree
  • ·Pinal County high school graduate pursuing a certificate or degree in agriculture
  • ·Must maintain a minimum 2.0 cumulative GPA after one semester of attendance

Bob England Rodeo Scholarship and Endowment Scholarship

  • ·Must be a member of the rodeo program.
  • ·Preference to Promise for the Future students.

Ann Williams Scholarship

  • ·Must participate in the Rodeo program
  • ·Must demonstrate financial need


Science

Richard G. O’Brien Science Scholarship

  • ·Must be a Casa Grande high school graduate
  • ·Must be pursuing a degree or certificate in the science program.


Sports Education, Athletic Team Member (also see Rodeo)

Tom Kunz Vaquero Scholarship

  • ·Must be a member of a recognized Central Arizona College athletic team
  • ·Must be enrolled fulltime
  • ·Must be a graduate of a Pinal County high school

Tepi Maddock Scholarship

  • ·Must be female students
  • ·Program of study in Physical Education, Nursing or Pre-Med


Technology

Duane Irvin Scholarship

  • ·Must be enrolled in a technology program


Theater

Winston Hoffman Drama Scholarship

  • ·Must maintain a 2.0 GPA or higher
  • ·Must be performing in a current theater production


Transfer Student

Clara Lovett University Foundation Scholarship

  • ·Must be enrolled in a regionally accredited university offering programs on a Central Arizona College Campus
  • ·Graduate of a Pinal County High School
  • ·Graduate of Central Arizona College with a completion of 30 university parallel credits. (Arizona State Prison Campus is excluded)
  • ·Cumulative GPA of 3.0 at CAC and in university parallel courses taken at CAC
  • ·Enrollment in a minimum of 9 credits with a declared university major
  • ·Recommendations provided by former instructors will be given special consideration


Veterans, Dependents of Veterans

V.A.L.O.R. (Veterans And Loved Ones Relief)

  • ·Must be a veteran, or the spouse or children up to the age of 26
  • ·Must be a resident of Pinal County
  • ·Must be pursuing a degree or certificate


Native American

Kathleen Van Cleft Indian Scholarship Fund

  • ·Must be a Native American

In 2013, Governor Jan Brewer signed into law a bill to help Arizona’s foster children earn a college degree by offering them free tuition.  This five-year pilot program uses a combination of federal grants and scholarships, and university/college aid to cover students’ tuition and fees.

To be eligible students must:

  • ·be under 23 years old
  • ·currently be in foster care and at least 16 years old; or
  • ·formerly be in foster care when student was at least 16 years old; or
  • ·have been adopted from foster care(and adoption finalized)after the student was 16 years old
  • ·submit a copy of your foster care and/or ward of the court documentation to a CAC financial aid office
  • ·submit a Free Application for Federal Student Aid each year

After receiving the waiver students must demonstrate continuous progress towards a degree of certificate, and complete at least 30 hours of volunteer service to remain eligible for the tuition waiver. Read all of the eligibility requirements for the Arizona Foster Care Tuition Waiver.

The Arizona Education and Training Voucher (ETV) is a federally funded grant used to support foster youth who have aged out of the foster care system and who are enrolled in college, university and vocational training programs. Students may receive up to $5,000 a year based on their cost of attendance. They must enroll before their 21st birthday and may continue to receive support until age 23. Funds may be used for tuition, housing, books, student loan repayments and qualified living expenses.

Eligibility Requirements

To qualify, applicants must meet the following conditions:

  • ·must be in foster care, adopted from foster care after age 16, or aged out of foster care
  • ·be US citizens or qualified non-citizens
  • ·be younger than 21 to apply for the first time
  • ·have a high school diploma or GED
  • ·have been accepted into or enrolled in a Title IV, accredited college or vocational/technical training program
  • ·personal assets (bank account, car, home, etc.) must be worth less than $10,000

To apply, applicants must complete the following forms:

  • ·The Foster Care to Success Student Portal offers one application to apply for both the Arizona Foster Youth Award and the Arizona Education and Training Voucher (ETV). The application opens each July 1. Once the student submits the application, the Foster Care to Success offices will reach out to the student to discuss enrollment in school, housing, working, etc.
  • ·The Financial Aid Release Form must be filled out. The financial aid office will fill in the cost of attendance and all of the student’s other loans, grants and scholarships and sends it to ETV. This shows ETV the student’s ESTIMATED NEED.
  • ·The ETV Student Participation Agreement explains the student’s responsibilities as a program participant and must be signed and faxed or mailed to ETV before funding is disbursed.

Once the ETV office has received all forms, they will determine a student’s need and send an award letter to qualified students. ETV will send awarded funds (up to $2,500 per semester) directly to CAC and CAC will post those funds to the student’s account. This transaction may post after the fall semester has begun. Students with questions may contact the Financial Aid office.

Every student’s financial situation is unique. In some situations, even with the Arizona Foster Youth Award and full Education and Training Voucher (ETV) funding, students may need to consider loans to cover their costs. CAC reminds students to borrow wisely, as loans must be paid back with interest.

Students must re-apply online for every new school year. However, ETV funds are assigned one term at a time and students are required to complete and submit a new Financial Aid Release Form each semester . The ETV Program needs to update students’ financial information, school enrollment, attendance and educational progress before any funds are assigned, and therefore the forms must be submitted on a semester basis.

At the end of every term funded by ETV, ETV must receive the student’s official transcript, including final grades for that term, mailed directly from the registrar. Faxed, emailed or unofficial copies of transcripts/grade sheets will not be accepted. ETV funding will NOT be disbursed until the student’s transcript has been received.

The scholarships below provide additional opportunities for qualified students to get support for their educational expenses at Central Arizona College. Review the description of each scholarship to determine if you meet their criteria.

Chapter BP P.E.O. Sisterhood Grant

The amount of the grant is $400.00. The grant is for one semester. Monies are given directly to the student and are to be used for educational expenses. Grantee may reapply.

Eligibility

A women is considered eligible for the grant if she:

  • ·has successfully completed at least one semester of her education
  • ·is in need of financial assistance
  • ·has the ability and skills necessary to complete the program
  • ·is in good academic standing
  • ·completes the application
  • ·has a faculty recommendation
  • ·is interviewed and approved by the Chapter

Application

The application is to be completed and mailed or e-mailed to the person listed below. Candidates will be contacted regarding an interview. Contact the person below for more information on this opportunity.

Ms. Alice Parkin
PO BOX 11310
Casa Grande, AZ 85130
dnaparkin@yahoo.com

Maricopa Lions Club Scholarship 

Application-Deadline extended to October 30, 2020

Cherie Mossing
Vision & Hearing Chairperson
602-828-6942
dcmossing@aol.com

$1500 annual SunTec Auto Glass Scholarship Award

http://www.suntecautoglass.com/scholarship.html

Titan SEO Group Scholarship-Digital Marketing Scholarship

https://titanseogroup.com/scholarship  

Bold.org-Kim Beneschott Creative Arts Scholarship

https://bold.org/scholarships/kim-beneschott-creative-arts-scholarship/ 

Spark Health MD Scholarship Program

https://sparkhealthmd.com/scholarship/

Pacific Bay Recovery

https://www.pacificbayrecovery.com/rehab-center-scholarship/

Promise for the Future is an educational initiative made possible through a partnership between Central Arizona College, the Central Arizona College Foundation, Pinal County Middle and High Schools. Promise for the Future was designed to encourage students who live in Pinal County to remain in high school and graduate from a Pinal County high school. The Promise for the Future requirements inspires students to reach their full potential by challenging them to:

  • ·graduate high school with a minimum of a 2.75 grade point average
  • ·participate in 20 hours of community service

Students who successfully meet Promise for the Future requirement will be eligible to earn a tuition-free education at Central Arizona College.

The Promise

The Promise for the Future Educational Initiative provides funding for any tuition need that has not been met. Promise for the Future tuition funds will be applied after all other financial aid has been applied to the individual student account (excluding student loans).

The Guidelines

To be eligible for the Promise for the Future scholarship program, the student must:  (links are highlighted in red)

  • ·Begin the fall semester after high school graduation
  • ·Complete the FAFSA (Free Application for Federal Student Aid) at www.fafsa.gov
  • ·Complete and submit the online CAC Scholarship application  
  • ·Upload an unofficial copy of high school transcript onto CAC student portal
  • ·Enroll in a minimum of 12 credit hours per semester
  • ·Pursue a CAC degree or certificate program

The financial aid office will review eligibility and acceptance of the Promise for the Future Scholarship program.  Eligible students will be contacted via CAC student email.

To renew eligibility for the Promise for the Future funds each semester, the student must:

  • ·Maintain a minimum 2.5 cumulative GPA
  • ·Enroll in a minimum of 12 credit hours per semester
  • ·Complete a minimum of 9 credits each semester
  • ·Maintain continuous enrollment each semester excluding summer term
  • ·Allow the Financial Aid office to verify and ensure student meets eligibility requirements at the end of each semester.  If the student is unable to meet the requirements he/she will permanently lose the tuition funds.

Education Tax Credit

Understanding The Hope Scholarship
(For Students and Families)

What Is It?

The Hope Scholarship is a tax credit, not a scholarship. Tax credits are subtracted from the tax your family owes, instead of subtracting them from taxable income like a tax deduction. Your family must file a federal tax return and owe taxes to get this tax credit. You can’t get a refund for the Hope credit if your family doesn’t pay taxes. If your family owes less in taxes than the maximum amount of the Hope tax credit for which your family is eligible, you can only take the credit for the amount you owe in taxes.

Your family may claim a tax credit up to $1,500 for each eligible dependent for up to two tax years. In other words, your family may claim up to 100% of the first $1,000 of eligible expenses and 50% of the next $1,000 for a maximum credit of $1,500.

The exact amount of the Hope credit depends on your family’s income, the amount of qualified tuition and fees paid, and the amount of certain scholarships and allowances subtracted from tuition. The total credit is also based on how many eligible dependents are in your family, rather than a maximum dollar amount for the family, like the Lifetime Learning tax credit.

Who Qualifies?

The Taxpayer: An eligible taxpayer must file a federal tax return and owe taxes to claim the Hope credit. In addition, the taxpayer must claim an eligible student as a dependent on the tax return, unless the credit is for the taxpayer or the taxpayer’ spouse. (This means the eligible taxpayer may also be the eligible student.) Taxpayers may be eligible for the largest credit with an Adjusted Gross Income (AGI) of up to $40,000 for a single taxpayer, or $80,000 for married taxpayers. The credit amount is gradually reduced for families with incomes between $40,000 and $50,000 if single, or $80,000 and $100,000 if married. After the 2001 tax year, the income limits will be adjusted for inflation. See the 2002 IRS Form 8863 for the revised AGI limits.

The Student: The tax law says an eligible student must be enrolled at least half-time in an eligible program leading to a degree or certificate at an eligible school during the calendar year AND must not have completed the first two years of undergraduate study. The college you attend can help you figure out whether you meet this requirement. You may claim the credit yourself if you are not claimed as a dependent by another taxpayer. (Once again, this means that the eligible student may also be the eligible taxpayer.) Also, you may not have been convicted of a Federal or State felony drug offense before the end of the tax year in which you are enrolled.

How Do You Get It?

To apply for the credit, the taxpayer must report the amount of tuition and fees paid as well as the amount of certain scholarships, grants, and untaxed income used to pay the tuition and fees. The law says that schools must send this information in the form of a statement to each taxpayer and to the IRS. For the 2002 tax year, this statement will include: (1) the name, address, and taxpayer ID number of the school; (2) the name, address, and taxpayer ID of the student for whom tuition was paid; (3) whether the student was enrolled at least half-time; and (4) whether the student was enrolled only in a graduate-level program. Your school will mail this to you by January 31, 2003, for the 2002 tax year. This statement from the school will also include the phone number of a person you can call at the school if you have questions. You will use this information and your own records about tuition and fee amounts you paid to fill out the IRS Form 8863 to claim the tax credit. You may wish to talk to a tax advisor for help in calculating the amount of your credit.

When Is It Available?

The taxpayer may claim the Hope credit for qualified expenses paid in tax years beginning January 1, 1998, and after, for education furnished in academic periods beginning on or after this date.

Taxpayers may pay educational expenses in a tax year for an academic period that begins following the tax year (e.g., paying in December 2000 for an academic period beginning in the first three months of 2001). Because the law did not take effect until January 1, 1998, you were not allowed to prepay for the first year of the credit.

Can A Family Claim Multiple Benefits?

A family may claim a Hope credit, a Lifetime Learning credit and an exclusion from gross income for certain distributions from qualified State tuition programs or education IRAs as long as the same student is not used as the basis for each credit or exclusion AND the family does not exceed the Lifetime Learning maximum per family.

Revised February 27, 2002, NASFAA Web Site www.nasfaa.org
Copyright 2002, National Association of Student Financial Aid Administrators
Permission to reprint, distribute, and/or post on web sites is granted to NASFAA Members.

Services

Financial Aid Contact Information
  • District Office-Signal Peak Campus
    520.494.5425
  • Superstition Mountain Campus
    480.677.7731
  • San Tan Campus
    480.677.7830
  • Maricopa Campus
    520.494.6429
  • Aravaipa Campus
    520.357.2800