Paying for College

Student Accounts and Financial Aid

2024-2025 FAFSA Announcement:

The updated 2024-2025 FAFSA is now accessible on studentaid.gov. Although applicants may submit their FAFSA at this time, there is a delay in sending the 2024-2025 FAFSA eligibility information to schools.
CAC expects to be capable of addressing inquiries about an applicant’s eligibility for financial aid or their status by May 2024.
To check the status of your FAFSA, please log in to your StudentAid.gov account and select your FAFSA submission from the My Activity section of your account Dashboard. Once the processing of your form is complete, you can make any necessary corrections to your FAFSA.

FAFSA Application & Resources

Apply For FAFSA

AZ FAFSA Hotline: 1-833-293-2372

Ask Benji ( FAFSA Chatbot)

As the cost of education continues to rise, decisions on how students and parents will pay for college become very important. Sources of assistance, such as Federal Financial Aid, Scholarships etc. can help cover some of these expenses. Students and parents should begin determining how they will meet outstanding educational costs with family resources such as earnings, savings etc.Student Accounts and Financial Aid processing is ongoing throughout the year. Therefore, to ensure your financial aid prior to the beginning of book charging each term you must align your student account with your financial aid. The Student Portal is your direct access to your student information such as your Student Account(Ledger Card) and Financial Aid information such as Missing Documents and SAP status.

The Financial Aid Team is responsible for preparing and communicating information on financial aid. This office helps students apply for and receive grants, scholarships, student loans and other types of financial aid, and providing general assistance to students regarding their financial aid status. The Student Accounts Team is responsible for billing and collecting tuition and fees, posting payments and financial aid disbursements, processing stipends/refunds, and providing general assistance to students regarding their accounts. It is recommended to use the timeline below and your portal access to stay informed. The following tabs will inform students/families about Student Accounts and Financial Aid processes and contact information.

Fall 2024 Financial Aid Timeline

Spring 2024 Financial Aid Timeline

Summer 2024 Financial Aid Timeline

COST OF COLLEGE STUDENT ACCOUNTS BOOKSTORE CHARGING FEDERAL STUDENT AID SCHOLARSHIPS FUNDING FORMS RESOURCES FINANCIAL AID TEAM STUDENT ACCOUNTS TEAM

Tuition and Fees

Central Arizona College is committed to offering all students affordable tuition along with affordable fees that do not break their pocket books. Students who choose Central Arizona College as the place to pursue their educational dreams can do so without the worry of having to pay too much for their continued education.

Billing Methods and Rates

The college uses three different billing methods which will determine the amount of tuition students will pay per credit hour.

To see the breakdown of charges per billing method, please click the following link

2023 – 2024 Adopted Tuition Schedule (PDF)

2024 – 2025 Adopted Tuition Schedule (PDF)

2025 – 2026 Adopted Tuition Schedule (PDF)

Arizona Resident – Current Tuition Rate = $75.00 per credit

Out of State Resident – Student pays 200% of normal stated tuition rate

Western Undergraduate Education Program (WUE) – Student pays 150% of normal stated tuition rate

Students from 15 Western states are eligible to participate in the Western Undergraduate Education Program (W.U.E.). The program allows full-time students who are seeking degrees or certificates to pay 150 percent resident tuition, rather than out-of-state tuition. Central Arizona College participates in the program along with other colleges and universities in Arizona, Alaska, California, Colorado, Common Wealth of the Northern Marianas Islands, Idaho, Montana, Nevada, New Mexico, North Dakota, Oregon, South Dakota, Utah, Washington and Wyoming.

Must be a full time student and classes must be in AZ.

To be considered full time you must be enrolled in at least 12 credits for Fall/Spring and at least 6 credits for Summer session only.

Tuition and Fees are Subject to Change Without Prior Notice

*Please review the current residency requirements on the Admissions tab of the Central Arizona College webpage.

^**Some credit courses have a lab or special fee that is required. Fees for non-credit special interest courses are determined on a course by course individual basis.

Course Fees

Some courses at Central Arizona College have additional course fees that are added in addition to the tuition fee that is incurred during registration. To see if the course you are registering for has additional course fees, please click the link below to review the current additional course fees

2023 – 2024 Adopted Additional Course Fees (PDF)

2024 – 2025 Adopted Additional Course Fees (PDF)

Special Fees

Special fees include items such as Residence Hall Fees, HESI Exam fees, ID replacement fees, or College for Kids fees etc. To view the current fees please click on the link below

2023 – 2024 Adopted Special Fee Schedule (PDF)

2024 – 2025 Adopted Special Fee Schedule (PDF)

Prior Academic Year Tuition and Fees

2022 – 2023 Adopted Tuition and Fee Schedule (PDF)

2021 – 2022 Adopted Tuition and Fee Schedule (PDF)

2020 – 2021 Adopted Tuition and Fee Schedule (PDF)

2019-2020 Adopted Tuition and Fee Schedule (PDF)

Cost to Attend College

As the cost of education continues to rise, decisions on how students and parents will pay for college become very important. Sources of assistance, such as Federal Financial Aid or scholarships, can help cover some of these expenses. Students and parents should begin determining how they will meet outstanding educational costs with family resources such as earnings, savings etc. You may use the Net Price Calculator/Estimator (click here) to get an approximate amount of your educational cost here at Central Arizona College. The cost of attendance is based on residency, housing and enrollment status. Below are the estimated full-time Cost of Attendance figures for 2023-2024, which contain both institutional and estimated living expenses.

Cost of Attendance Comparison Chart	Arizona Resident Living On or Off Campus	Arizona Resident Living with Parent	Out of State Resident Living On or Off Campus	WUE Resident Living On or Off Campus
Books	$1,600	$1600	$1600	$1600
Miscellaneous	$800	$800	$800	$800
Food & Housing	$8786	$2086	$8786	$8786
Transportation	$2015	$2015	$2015	$2015
Tuition	$1800	$1800	$3600	$2700
Total	$15,001	$8301	$16801	$15901

Prop 308

In November 2022, Arizona voters cast their ballots in support of Proposition 308, allowing qualifying non-citizen Arizona high school graduates to receive in-state tuition at Arizona’s community colleges. This was signed into law in December 2022.

To be eligible, these students must have done both of the following:

Attended a public or private high school or homeschool equivalent while physically present in Arizona for at least two years
Graduated from any public or private high school option or homeschool equivalent while physically present in the state or obtained a high school equivalency diploma in this state

Frequently Asked Questions:

What is Proposition 308?
Proposition 308 or SCR (Senate Concurrent Resolution) 1044 was on the ballot for the November 8, 2022 Arizona State General Election. The measure allows all students who spent at least two years attending an Arizona high school and graduated from an Arizona high school, eligibility for in-state tuition rates and state-funded aid, regardless of immigration status.

Will students with visas be eligible for in-state tution?
Nonimmigrant visa holders described under 8 U.S. C. § 1101(a)(15) are not eligible for in-state tuition under Prop. 308. This includes, but is not limited to, students who hold F1, F2, J1, H4 or H1 visas. For a complete list, please look at 8 U.S. C. § 1101(a)(15).

Do the two years of physical presence in the state need to be consecutive?
No. Students do not need to have two years of consecutive presence. However, to be eligible, they still must provide documentation that they both:

Attended any public or private high school option or homeschool equivalent while physically present in Arizona for at least two years; and
Graduated from a public or private high school option or homeschool equivalent or obtained a high school equivalency diploma in Arizona.

What if I attended/graduated high school 10 years ago?
Proposition 308 does not include a timeline for when a student would have needed to have attended and graduated from an Arizona high school. No matter when you graduated and went to school, if you meet the requirements then you are eligible for in-state tuition.

For additional information and/or assistance, please contact admissions at (520) 494-5111 or email admissions@centralaz.edu.

Payment Information

When are my Tuition and Fees Due?

Payment for tuition and fees are due at the time of registration. Students should have a plan to pay for college before registering. Students can self pay, use financial aid, receive scholarships, use third party agencies, or enroll in a payment plan when paying for tuition and fees.

What Forms of Payment are Accepted?

Cash, Check, Visa, MasterCard, Discover, or American Express

Where Can I Make a Payment?

Online Student Portal Payment: Credit or debit card payments and payment using e-check can be made online by logging into your student account.

Click Student Portal Login to be taken directly to the student portal login page
Click on My Finances
Click on Online Payment and fill in the payment information

Pay by Phone: Students can call the Cashier’s Office at 520-494-5240 to make payments by credit or debit card.

Pay in Person: Students can stop in to any of the five campuses to pay by cash, check, or card at the Cashier’s counter.

Please mail checks to:

Central Arizona College – District Office
ATTN: Student Accounts Department
8470 North Overfield Road
Coolidge, AZ 85128

*Please be sure to include your student ID number with your payment.

Questions About Payments? Contact Us Below

Email: Student.Accounts@Centralaz.edu
Phone: 520-494-5240

Payment Plan

What is the Payment Plan?

Payment Plans are administered by Central Arizona College and become available in the student portal on the first day of registration for each semester. Payment plans are designed to stretch out the student’s balance owed over the duration of the semester. Both the Fall and Spring semesters offer up to 4 payments, and the Summer semester plan will offer up to 3 payments. The number of payments offered depends on when the student enrolls in the plan.

The payment plan can be used for:
Self pay students who are looking to pay tuition and fees over the length of the semester
Students who are waiting on their financial aid status to be approved
Students who need to charge books

Cost to Enroll: $35.00

Enrollment fee is charged every semester
Enrollment fee is non-refundable
There is a $10.00 late fee for any payments made after the ten day grace period. (note: a HOLD will be placed on the student account if payments are not made on time)

Enrollment Deadlines & Payment Due Dates

Spring

Enrollment Deadline	Number of Payments	Enrollment Fee	Payment Due Dates
February 10th	4	$35	February 15, March 15, April 15, May 15
March 10th	3	$35	March 15, April 15, May 15
April 10th	2	$35	April 15, May 15

Summer

Enrollment Deadline	Number of Payments	Enrollment Fee	Payment Due Dates
June 10th	3	$35	June 15, July 15, August 15
July 10th	2	$35	July 15, August 15

Fall

Enrollment Deadline	Number of Payments	Enrollment Fee	Payment Due Dates
September 10th	4	$35	September 15, October 15, November 15, December 15
October 10th	3	$35	October 15, November 15, December 15
November 10th	2	$35	November 15, December 15

Important: Payments must be made manually every month through the student portal. There are no automatic payment options at this time

To Enroll In A Payment Plan

Log in to your student portal
Select My Finances-Payment Plan Form
Select Click here to enroll in a Payment Plan

Follow the prompts and be sure to click the “Return to Payment Plan” link after paying your enrollment fee to finish the process.

Disclaimer: By signing up for the payment plan you agree to abide by the terms of the agreement. Each student will be given one opportunity to re-enroll in a payment plan if terms are not met. After that, students will no longer be able to utilize the payment plan and charges will be come due and payable at time of registration.

Questions About the Payment Plan? Contact Us Below

Email: Student.Accounts@Centralaz.edu
Phone: 520-494-5240

Expecting a Stipend or Refund?

Stipends and Refunds

Stipend vs. Refund – What’s the difference?

A stipend is excess money from a financial aid source that has approved the release of these excess funds to be disbursed directly to a student. The stipend is money left over after all tuition and fees have been paid on the student account. A stipend may result from sources that are used to pay fees such as Pell, scholarships, student loans etc.

A refund is excess money that is refunded back to the student after the student self paid for fees on the student account. Money may also be refunded to a financial aid source that either over paid or is no longer providing support for the student.

Expecting a Stipend or Refund?

Financial aid disbursements begin taking place generally two weeks after the semester begins. A disbursement is the transfer of approved financial aid which moves from an approved status and gets placed on the student account. The amount of financial aid that is approved will cover any tuition and fees that are currently on the student account. Any money that is left over after paying all fees will be the amount that is stipend or refunded.

Important: When looking at the student account in the student portal if there are parenthesis around the amount due (258.00), this means there is a credit on the student account. The Student Account Team will review all credits and determine if the money should be stipend or refunded to the student.

Stipends and refunds are generally processed 7-10 business days after financial aid is applied to the student account. Stipends and refunds are sent directly to BankMobile Disbursements, a technology solution, powered by BMTX, Inc. and processed based on the refund selection chosen by the student.

BankMobile Disbursements

It is time to select a refund preference.

Central Arizona College delivers your funds with BankMobile Disbursements, a technology solution, powered by BMTX, Inc. Visit this link for more information: https://bankmobiledisbursements.com/refundchoices/.

Funds that are credited to a student that come from a stipend or refund are processed by Student Accounts and sent electronically to BankMobile Disbursements, a technology solution, powered by BMTX, Inc. for disbursement. It is important for all students to have a refund preference selected.

For any issues please contact Student Accounts at student.accounts@centralaz.edu or call 520-494-5240

To view our third-party servicer contract for disbursement management, click the information button below

Third Party

Third Party Agency

What is a Third Party Agency?

Third party agencies are businesses that the student has partnered with to pay some or all of their tuition and fees for a specific semester. Agencies can be but are not limited to the student’s employer (tuition reimbursement), local or state agencies such as the Department of Economic Security, WIOA, VA, and many others.

Agency Responsibility

When an agency chooses to cover fees incurred they should partner with the student to ensure any and all documentation is current and correct. The agency is responsible for submitting an authorization letter to Student Accounts prior to the semester starting. Letters received after courses start may be delay invoice processing. Once an invoice is created and sent to the agency, they will be responsible for the total amount due. Failure to pay in a timely manner may hold up the students ability to register or receive transcripts for future semesters.

Letters of Authorization should include the following:

Student first and last name
Student CAC ID number
Semester
Amount committing to pay including any course fees
Conditions of authorization (ex: apply Pell prior to invoicing)
Agency contact and mailing address to send refunds

Note: Letters should be sent at the beginning of each semester. Invoices are only provided one semester at a time. Please send or email to the contact information below

Student Responsibility

Students are responsible for supplying the agency with documentation to support the payment process. Items may include but are not limited to registration bills, current cost of attendance including Out of State or WUE charges, course fees, and book pricing. The student should submit their documentation as soon as they can to their agency. Failure to provide current and proper documentation may delay the invoicing process.

It is important for the student to read and understand the terms and conditions set by the agency. Terms and conditions may change at any time. Please contact the agency if you have questions regarding the authorization to pay.

Invoices

Invoices are generally created and sent to the agency by individual student 4-6 weeks after the semester begins. Students will continue to see a balance due on their student account until the agency submits payment. Invoices are sent to the agency by email. All invoices are due at the time of receipt. Agencies may choose to pay by individual student or they may send one payment for groups of students the agency is sponsoring.

Overpayment & Excess Money

Excess money may be left over on a student’s account after the agency payment is posted. Student Accounts will review each account and determine how to handle the excess funds. The authorization letter should stipulate how to handle each scenario. Student Accounts will contact the agency to determine if the funds should be refunded or if the student may receive a stipend. The college does not determine what happens with the funds. Students should follow up with the agency if they feel the money should be given to them in a stipend. The agency must be clear on how to handle excess funds.

Contact Information

Please send all letters of authorization to the following address:

Central Arizona College District Office
Attention: Student Accounts Department
8470 N. Overfield Road
Coolidge, AZ 85128

Email to ARInvoicing@Centralaz.edu

Making Schedule Changes?

Schedule Changes

Adding a Class

Tuition fees are based on the current academic year. To see the current tuition fees click on the tuition and fee schedule link here Tuition and Fee Schedule.

When adding a class, the student account balance will increase based on the students current billing method (in state, out of state, or WUE). It is the student’s responsibility to pay for all fees incurred. Reminder, tuition and fees are due at the time of registration. Student’s should make sure to follow up with their academic advisor as well as the financial aid department before adding a class.

Dropping a Class

Regular semester length classes/Summer Session classes

Refund: Students who choose to drop a class can do so and receive a full refund if one of the following requirements are met:

The drop is submitted prior to the class start date
The drop is submitted before the end of the drop/add period. Please click on the Academic Calendar link to view the specific dates. Academic Calendar

No Refund: Students who choose to drop a class after the drop/add period will not receive a refund and will still owe the balance for the class

Short term classes/Late Start Classes

Any student officially withdrawing before the first day of class will be entitled to a 100% refund.

There are no refunds for short term classes dropped after the class starts.

Students will receive refunds during the normal stipend and refund process.

When the college is responsible for a change, i.e., cancelled class, time change, etc., the college will determine if there is a credit on the student account and refund any amount due back to the student during the normal stipend and refund process.

Financial Aid Recipients who totally withdraw from classes

The financial aid office will perform a Return to Title IV Calculation (R2T4) to determine the amount of aid required to be refunded to the federal financial aid program(s). If a grant overpayment is due from the student, the student will be notified by mail. The student may pay the grant overpayment directly to the school during the same academic year. At the end of the academic year, any uncollected overpayments will be turned over to the Department of Education for collections.

Veterans Using Department of Defense Tuition Assistance

The Department of Defense requires a return of tuition assistance funds when a class is dropped after completing less than 60% of the course. Returns are prorated based on the percentage of completed class time as noted in the chart below. Students may be responsible for reimbursing CAC for the amount of TA that is refunded back to the DoD.

Standard Major Term	Percent Returned to DOD that will then be Owed to CAC by the Student
Weeks 1-2	100%
Weeks 3-4	30%
Weeks 5-6	20%
Weeks 7-8	10%
Weeks 9-10	1%
Weeks 11-16	0%

Questions about how adding or dropping a class effects your student account? Contact Us Below

Email: Student.Accounts@Centralaz.edu
Phone: 520-494-5240

1098-T Tax Information

Will I get a 1098-T?

1098-T tax forms are provided only to students who pay more money out of pocket for “qualifying expenses” than the amount of financial aid or scholarships they receive during the calendar year.

Qualifying expenses include tuition and any fees that are required for enrollment. Room and board charges are not a qualifying expense and will not be included on your 1098-T

To ensure you get your 1098-T tax form on time, please make sure the following items are updated.

Social Security Number is on file with the Admissions Department
Make sure you have a citizenship chosen
Make sure your contact information is current which includes your mailing address, phone number, and email

Disclaimer: Students who do not qualify as a United States Citizen but meet the requirements above must request their 1098-T to be submitted by student accounts prior to the filing date. Failure to request annually will result in forfeit of the years tax form

Where Can I Find My 1098-T Tax Form?

If you qualify for a 1098-T tax form and all the above requirements have been met, you will find your form in the student portal.

Log into the student portal

Enter your username and password
Select My Finances
Select View 1098-T

Have a Question about the 1098-T? Contact Us Below

Email: Student.Accounts@Centralaz.edu
Phone: 520-494-5240

To see the most recent updates from the IRS regarding the 1098-T please visit www.irs.gov

Am I Eligible?

If you are a student who has a Financial Aid Award that exceeds all other charges (ex: tuition, course fees, room & board, etc.). Students can use the remaining balance to charge books to their student account.
NOTE: If the student’s book charge exceeds the remaining balance available the student will be responsible for paying for the remaining balance out of pocket.
If you are a student who signed up for a Student Payment Plan, you are eligible. Students can sign up for the plan and add bookstore charges up to $800.00 to their student account. Click highlighted link for more details.
NOTE: Payment plans are for the current semester only. Students must manually pay their monthly amount due by the 15th of each month they are enrolled in the plan.
If you are a student who has been approved to use Military and Veteran Education Services, you will be eligible. The amount eligible to charge may vary.
NOTE: We strongly recommend you contact the Military and Veteran Specialist prior to charging books to your student account.

When can I charge books?

Bookstore charging is available approximately 2 weeks before each semester. For specific dates click on the appropriate “Timeline” button located above this page.

How do I charge books?

Students should first confirm the availability of their financial aid funds prior to attempting to charge books. For questions regarding financial aid funds contact the Financial Aid or the Student Accounts Office.

Bookstore charging in person

1. 1. 1. 1. Present your Central Arizona College Student ID or government issued photo ID.
      2. Bring a copy of your class schedule. The class schedule should have the students name and ID.
      3. Books can be picked up the same day

Note: Books may be out of stock and will be reordered by Barnes and Noble

Bookstore charging online orders

1. 1. 1. 1. Visit the Barnes and Noble bookstore
      2. Select Financial Aid (FA) as your payment type
      3. Enter your Central Arizona College Student ID in the account number field and check out
      4. Online orders can be picked up in person at the Signal Peak or Superstition Mountain Campus or the books can be shipped directly to the student address

Your Responsibility:

The student is responsible for any changes that may occur prior to or during the semester. Situations such as dropping courses may change the amount of financial aid the student is awarded. The student is responsible for any balances due that are not covered by financial aid awards. Failure to comply may lead to balances due that exceed the student’s expectations. Nonpayment of charges may also hinder the student’s progress and hold up registration for future semesters, as well as have a negative impact on the financial aid status. Please contact the Financial Aid or Student Accounts Department if you have any questions about changes in aid or balances due.

Questions About Bookstore Charging? Contact us below

Signal Peak Campus (CAC Official Bookstore)
8470 North Overfield Road
Coolidge, AZ 85128
Phone: 520-494-5440

Superstition Mountain Campus (CAC Official Bookstore)
805 South Idaho Road
Apache Junction, AZ 85119
Phone: 480-677-7709

Financial Aid Office
Email: finaid@centralaz.edu
520-494-5425

Student Accounts Office
Email: student.accounts@centralaz.edu
520-494-5240

FAFSA Application Process

FASFA: How to Apply

The first step in applying for federal financial aid is completing the Free Application for Federal Student Aid (FAFSA). Be sure your application is complete and accurate. Incomplete or incorrect information may delay your application and your financial aid. Students and Parents can use the IRS data retrieval tool to ensure accuracy when completing the FAFSA. The IRS data retrieval tool allows students and parents to import the IRS income information directly to the FAFSA application. The Central Arizona College Title IV School Code is 007283. Students must apply each academic year.

After filing your FAFSA a Student Aid Report (SAR) will be made available for you to review for accuracy and retain for your records. The SAR contains the EFC figure. We will send you an e-mail as receipt acknowledgement indicating successful download of your FAFSA data and will inform you to check your online student account for additional information

Step by step on completing the 2024-25 FAFSA online

Verification

Applications will be automatically selected for a federally required verification process. Verification is the process of comparing the data on the student’s FAFSA and actual documentation. CAC is required by federal law, to collect the necessary documentation and verify certain data elements for any discrepancies. If selected for Verification you and your family may be required to present financial documents in order for the financial aid office to verify for discrepancies and complete packaging. Verificaiton documentation will include but not limited to:

Adjusted Gross Income (student and parent, if the student is dependent)
Taxes Paid (student and parent, if the student is dependent)
Income Earned from Work (for non-tax filers)
Certain Untaxed Income Items (student and parent, if the student is dependent)
Household Size
Number in College (excluding parents for a dependent student)
Child Support Paid
Educational Purpose
Any other inconsistent or conflicting information

After receiving your verification documentation the process can take up to 2 weeks. If additional information is required we will contact you via phone, email and/or mail. If updates/corrections are made they are transmitted to CPS for processing. Upon receipt of corrections, processor ensures verification is complete. Upon completion of your financial aid file we will determine your cost of attendance and package your Federal Pell grant award. Campus based grants will be awarded accordingly based on FAFSA completion date. Federal Loans are packaged with a borrower initiated process beginning on the Federal Direct Loan Programs page. All federal grant awards are packaged anticipating full time enrollment and will be pro rated accordingly after the drop/add period each semester.

After the financial aid office completes the packaging award information is provided via student portal which gives you the types and amounts of aid you qualified for. The award terms, conditions, requirements and messages are also available.

Special Circumstances

Your financial aid eligibility is based on all the information submitted on your FAFSA. The Financial Aid Office recognizes that families experience changes in income or have family circumstances that are not reflected correctly on the current FAFSA.

A financial aid administrator may on a case-by-case basis, adjust the data used to calculate the Expected Family Contribution (EFC).

A current Free Application for Federal Student Aid (FAFSA) must be completed and received by CAC before applying for the following type of special circumstances that apply to you:

Income Reassessment Review

When students and/or their families experience a change in financial circumstances, the
information on the FAFSA may no longer accurately reflect their current financial situation.
If a family’s current income is lower due to a special circumstance, our Financial Aid office may be
able to use their current income to assess financial need.
HOW to request an Income Reassessment review:
1. Complete the current academic year FAFSA at FederalStudentAid
2. Submit the Income Reassessment Review form, a written narrative and supporting
documentation to the Financial Aid Office.
The Income Reassessment review cannot be processed until all documentation has been
successfully submitted, please allow four to six weeks for processing.
The CAC Financial Aid office will be reviewing requests beginning July 1 prior to the next
Academic year start.

Income Reassessment Review Form

Federal Student Aid and Unaccompanied Homeless Youth

Do you live in any of the following situations apart from
your parents and with no financial support from them?
-In a shelter, motel, vehicle, or campground?
-On the street, in an abandoned building, or in another
inadequate space?
-Doubled-up temporarily with other people because
you have nowhere else to stay?
-In the dorm, but with nowhere else to stay when the
dorms close?
-Supporting yourself, but on the verge of losing
housing?
If so, you may qualify as an Independent student on the
Free Application for Federal Student Aid (FAFSA). This
means that you don’t have to include your parents’
information on your FAFSA.

HOW to request an eligibility review:
1) Complete the current academic year FAFSA
2) Contact Yvonne Correa, Financial Aid Assistant II,
yvonne.correa@centralaz.edu to discuss your eligibility

Unaccompanied Homeless Youth – contact yvonne.correa@centralaz.edu

Dependency Override Request

Dependent students report both their own and their parents’
income and assets. If a student is unable to provide parent
information due to extenuating circumstances, the student
may complete and submit a petition to be considered an
Independent student.
Parents’ refusal to provide income information on the FAFSA is
NOT a sufficient reason for dependency override approval.
We strongly encourage you to review the Dependency
Override Request form to determine eligibility.
Dependency Overrides are granted on a case-by-case basis
and must be documented each award year.
HOW to apply for a Dependency Override:
1) Complete the current academic year FAFSA
2) Submit the Dependency Override Request form along with
ALL the required documents listed on the form to our
Financial Aid Office.
Dependency Override requests cannot be processed until all
documentation has been successfully submitted. Please
allow four to six weeks for processing.

Dependency Override Request Form

Federal Student Loans

Federal Direct Loan Programs

The U.S. Department of Education’s federal student loan program is the William D. Ford Direct Loan (Direct Loans) that is funded by the federal government to help pay for students education. A federal student loan is borrowed money the must be repaid with interest, therefore we encourage students to borrow wisely. Student must have a completed FAFSA application in place.

Types of Federal Direct Loans:

Direct Subsidized Loans

Are loans made to an eligible undergraduate students who demonstrate financial need to help cover costs of higher education at a college or career school.

Overview:

•For students with financial need.
•You must be enrolled at least half time.
•No interest is charged while you are in school at least half time, during your grace period, and during deferment periods.
•You do not have to make payments while you are attending school at least half time and during your grace period.
•You will receive a six month grace period after you drop below half time, leave school or graduate.

Direct Unsubsidized Loans

Are loans made to eligible undergraduate, graduate, and professional student, but eligibility is not based on financial need.

Overview:

•Not based on financial need.
•You must be enrolled at least half time.
•Interest is charged during all periods.
•You do not have to make payments while you are attending school at least half time and during your grace period, but interest will continue to be charged.
•You will receive a six month grace period after you drop below half time, leave school or graduate.

Your school determines determines the loan type(s), if any, and the actual loan amount you are eligible to receive each academic year. However, there are limits on the amount in subsidized and unsubsidized loans that you may be eligible to receive each academic year (annual loan limits). For more information on how much you can borrow visit Federal Student Aid Loans

Application Process

Students may borrow up to the amounts listed on the Federal Direct Loan Request Form but cannot exceed their Cost of Attendance (COA). Not only will students be required to complete a Loan Request form they will also be required to complete a Master Promissory Note (MPN) and Entrance Counseling.

Overview:

Step 1: Complete Entrance Counseling

As a student loan borrower, you must complete the Entrance Counseling requirement online. This requirement ensures you understand the terms and conditions of your loan and your rights and responsibilities. You’ll learn what a loan is, how interest works, your options for repayment, and how to avoid delinquency and default.

When you’re finished, a record of your completion will be sent to our school and you will then receive your loan money. Keep in mind that you cannot save and leave an incomplete session; you must complete entrance counseling in one sitting.

Step 2: Complete Master Promissory Note (MPN)

The Master Promissory Note (MPN) online is a legal document in which you promise to repay your loan(s) and any accrued interest and fees to the U.S. Department of Education. It also explains the terms and conditions of your loan(s). To sign the MPN electronically, you will need to use your FSAID username and password.

Step 3: Complete the Federal Direct Loan Request Form

Complete and return it to the Financial Aid Office at Central Arizona College prior to the deadline date listed on form. You can monitor the progress via your student portal.

All loans will have multiple disbursements, normally 2 per semester. See your loan disclosure statement for dates. A fee will be deducted equally from each disbursement of your loan. It is important to follow the steps listed on the Federal Direct Loan Request Form. Failure to follow steps in the right order may delay processing of the loan. If you have any questions, please contact our office.

Direct PLUS Loans:

Direct Plus Loans are unsubsidized loans for parents of dependent students and for graduate/professional students. Commonly known as Parent Plus Loan. The U.S. Department of Education makes Direct Plus Loans eligible to parents through the schools participating in the Direct Loan Program.

Overview:

•Unsubsidized loans for parents of dependent undergraduate students and for graduate or professional students.
•Student must be enrolled at least half time.
•Student must meet the general eligibility requirements for federal student aid.
•Parent can borrow up to the school’s cost of attendance, less all other financial assistance you receive.
•Interest is charged during all periods.
•Direct PLUS Loans do not have a grace period. The repayment begins as soon as the loan is fully disbursed, but you may defer repayment while you are enrolled at least half time and for an additional six months after you drop below half time.
•To qualify for a Direct PLUS Loan, you must not have an adverse credit history. A credit check will be conducted.
•If you have an adverse credit history, you may still qualify for a Direct PLUS Loan if you obtain an endorser who does not have an adverse credit history, or if you document to our satisfaction that there are extenuating circumstances related to your adverse credit history. (An endorser is someone who agrees to repay a Direct PLUS Loan if you do not repay the loan.
•Parents of dependent students who want to borrow should contact the Financial Aid Office to apply for a PLUS loan.

Application Process

Step 1. Complete the CAC Federal Direct Plus Loan Request Form

Step 2: Log onto Federal Student Aid using FSA ID user name and password to complete the Direct Plus Loan application for Parents.

Step 3: If credit is approved, complete the Direct Plus Loan Master Promissory Note (MPN) through Federal Student Aid. If credit is declined, the student may complete the box at the bottom of the CAC Direct Plus Loan Request form.

Step 4: Complete the PLUS credit counseling session through Federal Student Aid. (not required if credit is denied)

Whether the plus loan is approved or denied, the CAC Federal Direct Plus Loan Request form must be submitted to our office.

Official Cohort Default Rate Information

The U.S. Department of Education (the Department) releases cohort default rates, which indicate the percentage of a school’s borrowers who commence repayment on Direct Loan Program loans within a federal fiscal year (October 1–September 30) and default before the conclusion of the subsequent second fiscal year.

Central Arizona College’s Rates
Year	% of CAC Students Taking Loans	CAC Default Rate	National Default Rate
2019-2020	4.6%	0%	7.3%
2018-2019	4.3%	0.8%	2.3%
2017-2018	5.2%	12.2%	0.0%

Work-Study Student Employment

Work-Study –Student Employment

Central Arizona College offers students the opportunity to work on campus to earn money to meet educational costs. Students are paid minimum wage and may work up to 19 hours per week if enrolled in a minimum of 6 credits.

-To apply visit our Employment Services

-Any questions email Student Jobs

– Visit the Career Center for career information

Federal Student Employee:

The Federal Work-study Program is a federally funded program designed for students who have demonstrated financial need as indicated by utilizing the Free Application for Federal Student Aid (FAFSA). As a Federal Student Employee, the federal government pays the student wages. Students employed under this program must meet the following requirements:

·Complete the Free Application for Federal Student Aid. (FAFSA)
·Must be enrolled in no less than six (6) credits at CAC.
·Students can work no more than 19 hours per week while classes are in session.
·Must be enrolled in an eligible program of study.
·Must maintain Satisfactory Academic Progress (SAP). To maintain SAP a student must:
- 1) Maintain at least a 2.0 cumulative GPA.
- 2) The total attempted credit hours may not exceed 150 percent of the published educational program.
- 3) Earned credit hours must be at least 67 percent of the attempted credit hours each academic year or semester as applicable.
- Note: SAP is determined at the end of each semester.

Understanding Satisfactory Academic Progress (SAP)

The Federal regulations require that financial aid students maintain Satisfactory Academic Progress (SAP) toward an eligible degree or certificate program. This policy applies to student applying for Title IV financial aid, including Federal Pell Grant, Federal Supplemental Educational Opportunity Grant (FSEOG), Federal Work-Study (FWS), and Federal Direct Stafford Loans (Stafford Subsidized, Stafford Unsubsidized, and Parent PLUS).

The Satisfactory Academic Progress Policy is also available to students in the college catalog.

Central Arizona College Satisfactory Academic Progress (SAP) And Financial Aid (FA) Eligibility

Requirements

Stay in Good Academic Standing. Students must meet or exceed a 2.0 Cumulative GPA. A=4.0, B=3.0, C=2.0, D=1.0, F=0.0
Finish the Classes You Started. Total Completed or attempted credits for a semester must equal or exceed 67 percent.
Graduate on Time. Credits attempted or credits required for program must be less than 150 percent.

Statuses

SAP-Met: You meet all requirements and are eligible for aid.

Keep up the good work! Maintain GPA and good study habits.
Before you drop a class, check the SAP impact with Student Services.
Continue progressing toward your degree.

FA-Warning: You haven’t met one or more requirements for one term. You’re eligible for aid, but you must meet all requirements by the end of next term.

Make academic improvements. Evaluate what is preventing you from meeting academic requirements.

We are here to help!
Academic Advisors, Success Coaches, Instructors.
Tutoring, Learning Center, Library Resources
Accessibility ( Disability ) Services
Visit centralaz.edu/student-support

FA- Suspension or SAP not met 150%

You are no longer eligible for aid.

You may appeal to reinstate aid.
File an Appeal

Appeal Requirements:

Provide details of extenuating circumstances that led to not meeting SAP Requirements.
Provide a plan for how your SAP will be met.
See CAC Financial Aid for help.

Appeal Outcomes

Probation- Appeal is approves; Aid is reinstated. You must meet SAP requirements each semester and you will continue to be on FA Probation until your overall SAP status is SAP-Met.
Academic Plan– Appeal is approved; Aid is reinstated. You must complete an Academic Plan approved by the Appeal Committee. YOu will continue on the plan until you meet SAP or graduate as long as you meet the terms of the plan each semester.
Denied- Appeal is denied; not eligible for aid. You may continue to be enrolled with the College, you must pay tuition independently or through a payment plan. To regain eligibility, you must meet SAP requirements.

Status Updates

How are statuses updated?

SAP is reviewed and updated every semester, immediately following official grade submissions and after FAFSA submission per federal law.

Top Five Tips for Satisfactory Academic Progress ( SAP )

UNDERSTAND THE REQUIREMENTS

•Grade Point Average (GPA)- Maintain a cumulative (overall) 2.0 GPA or higher in all classes
(including those taken during high school).
•Complete Courses- Successfully complete 67% of attempted College credits.
(Divide completed credits by attempted credits. Transferred credits are included.)
•Progress in your Degree- Complete your program of study within a 150% of the required number of credits.
(an associates degree requires 60 credits, a student must complete the degree within 90 attempted credits.)

CHECK SAP STATUS

Check your SAP status in MyCAC > Student Portal > Financial Aid.
A financial aid suspension means that you are no longer eligible to receive federal, state and institutional financial aid. This may include Pell grants, State grants, scholarships, student loans and work study. Take necessary action if you are on warning or suspension to ensure your financial aid eligibility is maintained.

CHECK YOUR EMAIL

Students receive official notification of any SAP warning or suspension status via College email at the end of each semester. This notification provides guidance and a link to the appeal process.

APPEALS AND THE REVIEW COMMITTEE

When a student receives a financial aid suspension, they are encouraged to file an appeal. Appeals must explain the extenuating circumstances that prevented the student from meeting SAP requirements and what changes they will make to meet SAP. Second and subsequent appeals require new circumstances. The College has a district-wide appeal committee that reviews and determines if eligibility will be reinstated.

HIGH SCHOOL STUDENTS ARE INCLUDED

Courses taken for College credit are included in grade point and completion calculations. There are times when high school students begin their first degree-seeking term at the College on financial aid warning status.

ADDITIONAL RESOURCES

•Visit centralaz.edu/finaid for more information on the Satisfactory Academic Progress (SAP) policy.
•GPA Calculators: gpacalculator.net/how-to-raise-gpa
•Contact a CAC Financial Aid Specialist for help with SAP, status and student options.

Eligibility and Return to Title IV (R2T4)

Eligibility

To be eligible for federal financial aid, the student must:

·have financial need, (except for some loan programs)
·have a high school diploma, General Education Development (GED) Certificate
·be admitted as a “regular” student according to the admission requirements listed in the college catalog
·be a U.S. citizen or eligible non-citizen
·have a valid Social Security number
·file your income tax return with the IRS, if required
·maintain satisfactory academic progress
·sign a statement of educational purpose and certification of statement on overpayment and default on the Free Application for Federal Student Aid (FAFSA).

Return to Title IV

Financial Aid Recipients who totally withdraw from classes:

Graduating Student Loan Borrowers

Graduates and Central Arizona College logo

Graduating Student Loan Borrowers

Graduating from CAC:

You’re graduating! Congratulations! As a student loan borrower, you are required to complete the online Direct Loan Exit Counseling which will provide you with important information that will prepare you for repaying your federal student loan(s). Whether you are entering the work force or continuing your education, we want you to be prepared!

Video not supported.

Be aware that upon graduation your student loan(s) enter their grace period. This means you have 6 months before you must begin to make payment on your federal student loan(s).

Video not supported.

Continuing Education:

If you borrowed federal student loans while at CAC and have decided to continue your education at another college or university, you are still required to complete the online Direct Loan Exit Counseling. Remember to enroll in at least 6 credits at your new school, so that your loans will stay in an in-school deferment status and will not enter the grace period. The school should report your enrollment to the National Student Loan Data System (NSLDS) or to be sure you may request a paper deferment form from your loan servicer to ensure your loans stay in good standing.

Your student loan obligation is very important and how you manage it will help you to determine your future financial success. We recommend contacting your loan servicer and setting up your online account as soon as possible.

Video not supported.

Money Management :

We want you to have a successful financial future. Our CAC Financial Aid Specialist is available to assist you if you have any questions before or after you contact your loan servicer.

Financial Aid Office
Central Arizona College
Phone: (520) 494-5425
Email: finaid@centralaz.edu

Loan Repayment

Repaying Student Loans

Whether you’re still in school or you’ve already graduated, it’s important to start planning how you’ll repay your loan. Federal student loan borrowers have a six-month grace period before making payments. Use this time to get organized and select a repayment plan that will ensure your payments are manageable and will fit your needs. A loan servicer can help address any questions you may have.

What is a loan servicer?

A loan servicer is a company that is assigned to you by the Department of Education to handle the billing and other services on your federal student loan on their behalf, at no cost to you.

Student Loan Forgiveness

Video not supported.

If you become employed by a government or not-for-profit organization, you may be able to receive loan forgiveness under the Public Service Loan Forgiveness (PSLF) Program.

Video not supported.

For detailed information visit the Federal Student Aid links available below:

Do not hesitate to contact your loan servicer at any time if you are experiencing financial difficulty. You want to avoid any serious consequences that may lead to default status and damage your credit rating. Your loan servicer can suggest a number of options that can lower or even temporarily suspend your monthly payment. They will work closely with you to address your needs.

We want you to have a successful financial future. Our CAC Financial Aid Office is available to assist you if you have questions before or after you contact your loan servicer.

Financial Aid Office
Central Arizona College
Phone: (520) 494-5425
Email: finaid@centralaz.edu

Default Prevention Student Loans

Default Prevention

Understanding Default

The first day after you miss a student loan payment, your loan becomes past due, or delinquent. If your loan continues to be delinquent, the loan may go into default.

Video not supported.

If you are delinquent on your student loan payment for 90 days or more, your loan servicer will report the delinquency to the three major national credit bureaus. If you continue to be delinquent, your loan is at risk of going into default. After at least 270 days and no scheduled loan payments have been made, you will be considered to be in default.

Keep in mind even if you are delinquent on your loan, you may still be able to avoid going into default, so it’s important that you contact your loan servicer immediately.

NEVER ignore delinquency or default notices from your loan servicer—defaulting on your loan can have serious consequences.

Consequences of Default

You are responsible for repaying your student loans even if you did not complete your program of study or had trouble finding a job after graduation, or even if you are not satisfied with your education. You cannot disregard your federal student loan obligation. Defaulting on your student loans can carry serious consequences.

Video not supported.

There are several affordable repayment options that you may be able to take advantage of to continue making loan payments even when times are tough.

Preventing Default

You must take the time to fully understand your loan agreement and the types of loans you are receiving. It’s important that you not borrow more than what you need or more than you expect to be able to repay. Develop a sound—and realistic—financial plan.

For detailed information visit the Federal Student Aid links available below:

Postponing Repayment

Two options are available for postponing repayment of your student loans are deferments and forbearances. Your loan servicer will determine your eligibility.

Video not supported.

Getting Out of Default

One way to get out of default is to repay the defaulted loan in full, but that’s not a practical option for most borrowers. Two main ways to get out of default are loan rehabilitation and loan consolidation. While loan rehabilitation takes several months to complete, you can quickly apply for loan consolidation. However, loan rehabilitation provides certain benefits that are not available through loan consolidation. Contact your loan servicer they can help guide you through this process.

Video not supported.

For detailed information visit the Federal Student Aid links available below:

Loan Rehabilitation
Loan Consolidation
Repayment in Full
Getting out of Default

Need Help?

Do not hesitate to ask for help!

We want you to have a successful financial future.

Our CAC Financial Aid Specialist is available to help you if you have any questions before or after you contact your loan servicer.

Financial Aid Office
Phone: (520) 494-5425
Email: finaid@centralaz.edu

or contact

The U.S. Department of Education’s Federal Student Aid (FSA) Ombudsman Group is also a neutral, informal resource to help resolve disputes and solve other problems with federal student loans. The Ombudsman helps resolve problems related to student loans when other approaches have failed. Borrowers must first make every effort to resolve student loan problems before contacting the Ombudsman. Borrowers who have completed steps to resolving their loan dispute and are still not satisfied may contact the Ombudsman by either calling 1-877-557-2575 or visit their Ombudsman webpage.

Institutional Scholarships

Central Arizona College offers a variety of scholarship programs to recognize students for their academic performance as well as for participation in athletics and other activities. Below is information for institutional scholarship programs, students interested should review the programs and submit their online application for consideration.

A student may receive one or more of the following types of scholarships not to exceed the cost of tuition, registration and processing fees for a resident student. To receive a scholarship the student must meet the following conditions:

Must complete the Free Application for Federal Student Aid (FAFSA)
Must complete an online CAC Scholarship Application and comply with all requirements
Must be pursuing a degree or certificate.
New students are first priority.
Be a U.S. citizen or eligible non-citizen if applicable.
All scholarships must be coordinated with Federal financial aid, and the total of all awards may not exceed need.

The Scholarship awarding process is ongoing throughout the academic year. It is recommended you have your application on file before the priority deadline. You can check on the status of your application via the Student Portal. Review your documents and awards sections for any updates and/or scholarship allocation.

Scholarships Available

CAC Academic Scholarship

Target: Students who graduate in the top 10% of their high school graduating class at participating high schools.
Enrollment Requirements: Must enroll in 12 or more credit hours in the semester immediately following high school graduation.
Renewal Requirements: Must complete and earn of original enrollment a minimum of 9 credit hours each semester, must earn and maintain a 3.0 cumulative grade point average, enrollment must be continuous, and limited to four consecutive semesters.
Value: The amount equivalent to in-state tuition of 12 or more credit hours.
Students cannot apply for this scholarship. Chosen recipients are based on the top 10% graduating class list given to our office from participating high school.

CAC Incentive Scholarship

Target: Primarily first generation college, first time recent high school.
Enrollment Requirements: Must enroll in a minimum of 6 credit hours per semester.
Renewal Requirements: Must complete application form each year, must complete a minimum of 6 credit hours each semester, must earn and maintain a 2.0 cumulative grade point average, enrollment must be continuous and limited to four consecutive semesters.
Value: The amount covers a portion of in-state tuition and is based on financial need. The amount is prorated for enrollment less than full-time.

Non-Traditional Student Scholarship

Target: Primarily reentry students 23 years of age or older.
Enrollment Requirements: Must enroll in a minimum of 6 credit hour per semester.
Renewal Requirements: Must complete application form each year, must complete a minimum of 6 credit hours each semester, must earn and maintain a 2.0 cumulative grade point average. Enrollment must be continuous and limited to four consecutive semesters.
Value: The amount covers a portion of in-state tuition and is based on financial need. The amount is prorated for enrollment less than full-time.

GED 1-Semester Scholarship

Target: Students who complete 12 or more attendance hours in a CAC HSE class, and who pass all 5 GED tests (either at a CAC location or remotely via ged.com).
Enrollment Requirements: Must enroll in a minimum of 1 credit hour not to exceed 12 credits for one semester
Renewal Requirements: This scholarship is non-renewable. Scholarship is limited to one semester
Value: The value is not to exceed the cost of in-state tuition up to 12 credits for one semester.
Please note: Internet fees and Special Class fees are not covered.

Athletic Scholarship (Signal Peak)

Target: Students participating in intercollegiate athletics at Central Arizona College.
Enrollment Requirements: Must meet NJCAA requirements.
Renewal Requirements: Must meet NJCAA requirements and contingent upon coach’s recommendation.
Value: Amount varies by athletic program and student athlete.

Activity Scholarship

Target: Students must participate in certain activities at Central Arizona College.
Enrollment Requirements: Must enroll in a minimum of 6 credit hours each semester. Must meet program specific requirements. Must complete or perform in the name of the College.
Renewal Requirements: Must meet program specific requirements. Students must maintain a 2.0 cumulative grade point average. Must apply each year.
Value: Amount varies by activity and campus.

Performing Arts Scholarship (Signal Peak)

Target: Students participating in band, drama, or choir at Central Arizona College.
Enrollment Requirements: Must enroll in a minimum of 6 credit hours each semester. Must meet program specific requirements. Must compete or perform in the name of the College. Audition requirement.
Renewal Requirements: Must meet program specific requirements. Students must maintain a 2.0 cumulative grade point average.
Value: Amount varies by activity. The award value is at the discretion of the Coordinator of the appropriate program.

CAC Foundation Scholarships

The Central Arizona College (CAC) Foundation serves and supports the college as a two-year institution of higher education with the primary role of providing student scholarships. The Foundation receives donations from individuals, organizations, corporations and foundations to fund these scholarships. The purpose of Central Arizona College Foundation scholarships is to assist students enrolled at Central Arizona College in achieving their educational goals.

The application for Foundation scholarships is provided by the CAC Financial Aid Office

To apply and receive a Central Arizona College Foundation scholarship students must meet the following standard qualifications:

Must complete the Free Application for Federal Student Aid (FAFSA)
Must complete the online CAC Scholarship Application, 300 word essay required
Must specify which Foundation Scholarship you are interested in applying on your CAC Scholarship Application
Must be pursuing a degree or certificate
Enroll in a minimum of 6 credits per semester unless guidelines state otherwise under scholarship requirements
Earn and maintain a cumulative 2.5-grade point average unless guidelines state otherwise under scholarship requirements
Coordinate with Federal Financial Aid (The total of all awards may not exceed the student’s need as determined by the Financial Aid Office)
Meet all other specific criteria as identified by each Foundation scholarship

Review links below for program specific scholarship opportunities:

Biological, Physical Science, Agriculture (PDF)

Social, Behavioral Science & Public Service (PDF)

Business & Professional Industries (PDF)

Communication & English (PDF)

Coolidge or Florence High School Graduate (PDF)

Visual, Fine & Performing Arts (PDF)

General (PDF)

Non-Traditional Student (PDF)

Nursing, Health, & Emergency Services (PDF)

Athletic Team Member (PDF)

Computer Technology, Engineering & Math (PDF)

Industrial Technology & Skilled Trades (PDF)

Transfer Student (PDF)

Veterans, Dependents of Veterans (PDF)

Native American (PDF)

For Pinal Promise Students Only (PDF)

Pinal Promise Tuition Program

Pinal Promise logo

The Pinal Promise (formerly known as Promise for the Future) educational initiative was launched in 2001 by a caring community that believed that college should be a reality for every Pinal County student. This program was developed to encourage young people to stay in high school, graduate, and pursue their college education through Central Arizona College.

All students who reside in Pinal County and graduate from a Pinal County high school are eligible for the Pinal Promise Program and will receive two academic years of tuition (fall/spring, fall/spring) covered by CAC and the CAC Foundation. There are no high school GPA eligibility required to apply. This is a last-dollar scholarship and students must complete the Free Application for Federal Student Aid (FAFSA) each academic year.

For more information visit the Pinal Promise webpage.

Pinal Promise

Other Scholarships

The College periodically receives information about external scholarships from outside agencies. The scholarship links below provide additional opportunities for qualified students to get support for their educational expenses at Central Arizona College. Review the description of each scholarship to determine if you meet their criteria.

Disclaimer

CAC is not responsible for establishing criteria or participating in the selection of external scholarship applicants or notification of external scholarship recipients. CAC does not endorse or certify the legitimacy of any external scholarship listings. CAC does not guarantee the accuracy or timeliness of information found at any of the external scholarship links. It is critical that you verify the information, particularly where deadlines are concerned and remember you should never pay for a scholarship search.

Children of Fallen Heroes Scholarship Application (PDF) is for a student whose parent or guardian died in the line of duty while performing as a public safety officer. To apply email application to CAC financial aid office at finaid@centralaz.edu

Arizona Community Foundation is a bridge between generous donors and nonprofit organizations; one online application. Deadline May 1, 2023

Bob Feller Act of Valor Award Foundation is now accepting scholarship applications till July 10, 2023 for students of non-active military parents in addition to Veterans and Military Spouses.

CNA Classes Scholarship award is for $500. Applicants must be accepted into a state-approved Nurse Aid, CNA , or LNA certification program by Oct. 1 . Entries must be received by September 21st and a winner will be contacted by October 1st.

CNA Training Scholarship award is for $500. Applicants must be accepted into a state-approved CNA course/certification program by May 31, 2023. Entries must be received by April 2, 2023, and the winner will be notified by April 16, 2023

Guide to College Scholarships & Financial Aid for Black Students

Career Search Scholarship award is for $1000. Applicants must a current U.S. citizen. Deadline July 1, 2023. Winners will be announce July 31, 2023.

2023 Nadrich & Cohen Merit Scholarship is now accepting scholarship applications till August 1, 2023 eligibility requirements are attending U.S. Community College and have minimum cumulative 3.0 high school GPA.

Sallie Mae Scholarship programs help students from minority and other historically underserved communities reach their higher education goals.

Wellness Warriors Scholarship is a $500 annual scholarship that’s open to all students who are intentional about managing their personal wellness. Deadline for applications is 7/1/2023.

Progress, Accomplishment, Thriving, Hope (PATH) Scholarship helps students to complete educational goal who may be experiencing economic hardship. Deadline is 5/12/2023.

Early Childhood Education Scholarship helps future educators on their path to earning their certification. The scholarship amount is $1000 and deadline is 6/1/2023.

Addictions.com Scholarship is for a full-time college student in the U.S that has a passion for raising awareness about the dangers associated with substance abuse and addiction. Award amount: 1st -1500, 2nd 1000, 3rd 500 Deadline : August 1, 2023 Award Announced: August 21, 2023

Phoenix Pride Scholarship Program is a charitable program to provide scholarships to High school seniors, current college students, and adult re-entry students in our community who identify as LGBTQ+ and our allies attending any type of FAFSA accredited postsecondary school. 2024 Pride Scholarship Application is open. Deadline: May 1, 2024

State/Federal/Tribal Funding

VA Educational Benefits

CAC has been approved by the State Approving Agency (SAA) to administer the VA Education Benefits program and is approved for Military Tuition Assistant (TA) for all branches of the United States Armed Forces. The Military & Veteran’s Services Department at CAC is located at the main campus in Coolidge, Arizona, and is excited to help students in getting started using Military or Veterans benefits here at Central Arizona College.

Spouses of Military Veterans Tuition Scholarship Program

The state of Arizona has established the Spouse of Military Veterans Tuition Scholarship in accordance to A.R.S. §15-1809 and appropriated funds to participating colleges and universities in the state of Arizona. The scholarship is a last dollar scholarship intended to cover all tuition and fees after all other gift aid has been issued to the student. If tuition is paid in full by other financial assistance considered gift aid (federal grants, scholarships, etc.) then the Spouse of Military Veterans Tuition Scholarship will no longer apply as there will be no balance due. This is a non-refundable scholarship.

Eligibility:

Submit a CAC Scholarship Application form
Enroll in a minimum of 1 credit hour at Central Arizona College
Must maintain Satisfactory Academic Progress (SAP) each semester
Applicants must be admitted as regular degree-seeking students taking courses applicable to their program of study at Central Arizona College
Provide a copy of your marriage certificate as proof of your spousal relationship to an honorably discharged veteran of the Armed Forces of the United States
Provide a copy of your spouse’s DD-214 (member 4) as proof of their honorably discharged veteran status of the Armed Forces of the United States
Applicants must be classified as Arizona residents at Central Arizona through Admissions and Registration Office
Completed a 2023-2024 Free Application for Federal Student Aid (FAFSA)
Applicants must agree to complete a Family Educational Rights and Privacy Act of 1974 (FERPA) release form to authorize Central Arizona College to release educational records and financial aid information to the Arizona Board of Regents as required by the participation agreement. To complete the FERPA form log onto your Student Portal, click ‘My Profile’, in the drop down box complete ‘Opt form’ and ‘Consent form’.

Renewal Criteria

Renewal of the scholarship will be considered based on availability of funding and that the student continues to meet all eligibility requirements as listed above during the academic year. Re-application is required annually.

AZ ETV Program and AZ Tuition Waiver

Arizona has two educational support programs for foster youth. The public colleges offer the AZ tuition waiver program to qualified students, this is administered by college financial aid offices and FC2S provides support through the Arizona Education and Training Voucher (ETV) Program. ETV is a federally-funded, state-administered program that can provide youth who are or were in U.S. foster care with financial assistance for qualified school-related expenses, as well as post-secondary and career advice and guidance; funding is limited and available on a first-come, first-served basis to eligible students

Arizona Tuition Waivers available to foster youth and former foster youth attending Arizona public community colleges, four-year colleges, and universities

Eligibility Requirements:

You must be a current or former foster youth who:
- - was in U.S. foster care on or after your 16th birthday for ETV (14th for Tuition Waiver)
    OR
  - was adopted from U.S. foster care with the adoption finalized after your 16th birthday for ETV (14th for Tuition Waiver)
You must be a U.S. citizen or a qualified non-citizen.
You must be a resident of Arizona.
Your personal assets (bank account, car, home, etc.) cannot be over $10,000.
Has accessed ETV funding less than the 5-year limit (consecutive or intermittent).
If you are in good standing and progressing towards earning a credential, you remain eligible for funding until your 26th birthday (23rd for Tuition Waiver).
ETV ONLY: You must attend an accredited college, university, technical or vocational school.
AZ TUITION WAIVER ONLY: You must attend an Arizona public college or university. You may receive your first funding any time before your 23rd birthday. (AZ Tuition Waiver only)

Apply for the AZ ETV Program and AZ Tuition Waiver in 2 simple steps:

The application opens each July 1 for students entering CAC August (fall semester). Once the student submits the application, the State of Arizona will verify the student’s eligibility and notify CAC’s Financial Aid office if the student qualifies for the Arizona Foster Youth Award.

Complete your online ETV application
Submit your Budget this will help you manage your money and plan for the semester

For more information, please call (602) 325-2963 or email az@statevoucher.org

Tribal Assistance

Tribal Members are encouraged to contact their Tribe and work with a financial aid representative/processor to complete the Tribal Financial Needs Analysis (FNA) so it can be submitted to the tribe for assistance consideration.

Children of Fallen Heroes Scholarship

For a student whose parent or guardian died in the line of duty while performing as a public safety officer is eligible to receive a maximum Pell Grant for the award year for which the determination of eligibility. Submit application (PDF) to CAC Financial Department at finaid@centralaz.edu

Higher Education Child Care Project (HECCP)

The Higher Education Child Care Project (HECCP) provides reimbursement of child care costs to eligible student-parents. This funding has been made available through the Department of Economic Security (DES).

The purpose of the Higher Education Child Care Project is to provide qualified child care assistance to income eligible, undergraduate students taking 6 or more credits who are parents of a child or children (12 years of age and under).

Eligibility information and application available at www.centralaz.edu/heccp

High School Funding/Programs

Central Arizona College High School programs – Early College, Dual Enrollment

Upward Bound – CAC Upward Bound is a FREE pre-college, academic support program that prepares high school students in grades 9 through 12 to become successful college students

TRIO Program – Student Support Services for 1st generation college student

Summer Bridge (TRIO) – FREE five-day extended orientation to college. During Summer Bridge, students learn valuable skills in time management, health and wellness, financial management and money matters, decision making, and many other topics crucial to success in college. Students live on-campus in Central Arizona College’s residential hall and are provided meals and all learning materials throughout the program.

2023 - 2024 FA FORMS